Claims, benefits and movement in technical provisions | 1 January – 31 December 2019 | 1 January – 31 December 2018 |
Claims, benefits and movement in technical provisions | 16,085 | 14,980 |
In non-life insurance | 9,328 | 9,042 |
– claims and benefits | 7,925 | 7,263 |
– movement in technical provisions | 584 | 992 |
– claims handling expenses | 819 | 787 |
In life insurance | 6,757 | 5,938 |
– claims and benefits | 6,102 | 6,049 |
– movement in technical provisions | 520 | (242) |
– claims handling expenses | 135 | 131 |
Reinsurers’ share in claims, benefits and movement in technical provisions | (390) | (417) |
In non-life insurance | (390) | (417) |
Total net insurance claims and benefits | 15,695 | 14,563 |
Claims and benefits handling expenses by type | 1 January – 31 December 2019 | 1 January – 31 December 2018 |
Consumption of materials and energy | 15 | 15 |
Third party services | 260 | 259 |
Taxes and charges | 32 | 31 |
Employee expenses | 431 | 400 |
Depreciation of property, plant and equipment | 15 | 15 |
Amortization of intangible assets | 23 | 22 |
Other, including: | 178 | 176 |
– awarded costs, interest and fines in indemnity cases | 167 | 165 |
– other | 11 | 11 |
Total claims and benefits handling expenses | 954 | 918 |