Contingent assets and liabilities | 31 December 2019 | 31 December 2018 |
Contingent assets, including: | 6 | 6 |
– guarantees and sureties received | 6 | 6 |
Contingent liabilities | 59,437 | 57,667 |
– for renewable limits in settlement accounts and credit cards | 11,122 | 13,211 |
– for loans in tranches | 29,867 | 28,523 |
– guarantees and sureties given | 9,782 | 7,682 |
– disputed insurance claims | 773 | 576 |
– other disputed claims | 212 | 231 |
– other, including: | 7,681 | 7,444 |
– guaranteeing securities issues | 3,636 | 4,470 |
– factoring | 2,839 | 1,275 |
– intra-day limit | 339 | 755 |
– letters of credit and commitment letters | 674 | 822 |
– other | 193 | 122 |
In 2019 neither PZU nor its subsidiaries granted any sureties for a loan or borrowing or guarantees to any single entity or any subsidiary of such an entity where the total amount of outstanding sureties or guarantees would be significant.